Neo advances up to 90% of your insurance claims within 24 hours. Better compliance earns you lower rates — starting at just 5% APR.
Providers deliver care today and wait months for reimbursement. Meanwhile, payroll is due Friday.
“We had $1.2M in outstanding claims and couldn’t make payroll. Our only option was a factoring company charging 22%.”
— Orthopedic practice administrator, Dallas TXNo paperwork. No faxes. Fully automated from your EMR.
You treat a patient. Claim data is generated in your EMR/EHR system automatically.
HL7/FHIR APIs send claim data directly to Neo — zero manual work on your end.
Neo cleans the claim, scores risk, and determines your advance amount instantly.
~90% of claim value lands in your account within 24 hours. That’s it.
AI-powered clean claim generation that catches errors before they become denials.
Real-time claim risk scoring with compliance-gamified pricing from 5–30% APR.
Full payment orchestration — advances, lockbox sweeps, reconciliation, and banking.
You control your cost of capital. Improve your compliance behavior and watch your APR drop. No other platform rewards you for running a clean practice.
Full FWA protocols, advanced AI compliance, complete platform adoption
Advanced FWA protocols, full platform adoption
Standard compliance, integrated systems
Basic FWA protocols, limited integration
Minimal compliance — still beats 15–25% factoring
Stop settling for predatory factoring with no path to better rates.
| Neo | Traditional Factoring | |
|---|---|---|
| Rate | 5–15% APR Tier-based | 15–25% flat rate |
| Time to cash | Same day (< 24 hours) | 3–7 business days |
| Rate improvement | Drops as compliance improves | None — rate is fixed |
| Claim cleaning | AI-powered, included | Not offered |
| Denial prevention | Predictive scoring before submission | Not offered |
| EMR integration | Deep HL7/FHIR — fully automated | Manual upload or fax |
| Banking | Deposits, payments, lending | Advance only |
Neo understands your specialty’s unique claim patterns, payer mix, and reimbursement timelines. We integrate directly with your EMR.
High volume, tight margins. Neo turns your E/M claims into same-day cash so payroll is never a question.
Complex procedure coding and high-value claims. Neo ensures clean submissions and fast advances.
Surgical claims worth thousands sitting in AR for months. Neo advances 90% within 24 hours.
Join the waitlist for early access. See your estimated rate in 60 seconds.